Giving You The Knowledge To Invest With Confidence

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Perhaps you asked yourself why you were being offered the UK Equity Income Sector Review at no charge. We feel it's a good way to get to know us, and it gives you an indication of the information that we have available. Here is the opportunity to see just how much you would gain from reading the New Minerva Report. Once you have read some of the backdated Minerva Reports in our archives, you will appreciate just how valuable it will be to receive it every month.

The Crowd Is Your Enemy

When you read many of the financial pages in the press, you will regularly notice a theme. Investment often becomes a fashion. The latest craze is widely written up. For example, back in 1999-2000, all you would have read about would have been technology. Fund managers obligingly launched new technology funds to feed the demand driven by this craze. We all know what happened, investors are still nursing losses eight years later. The same happened in 2006-2007. The craze then was property funds. New launches obligingly appeared, huge sums of money piled into them. Many investors have now got their money locked into these funds, and are making losses.

If you had been a reader of the Minerva Report you would have known to avoid these investments. Have a look in the archives and see for yourself. We say, "If everyone is buying into an investment, 95 times out of 100 it will be a loser". History is littered with examples of just how wrong, and expensive, it is to join the herd. Equally how easy it is. It is a psychological need of humanity to want to run with the majority. But when it comes to investing, it's a disaster in the making. The Minerva Report will help you overcome your need to join the herd. We'll point out to you where the pitfalls are.

Giving You The Bigger Picture

Markets have expectations and they price these in. What are the implications to your investments if the data to be released in a few weeks time aren't the figures that the market expects? What action should you take to make money, or just as importantly, not to lose money. You want to know not just where you should be invested, but also where you should not be invested. We'll help you avoid the siren voices trying to get you to part with your money. We have no axe to grind. Our readers do their dealing where they please. We have no interest in getting you to buy or to sell.

Pages one and two in the Minerva Report will address topical issues on markets and economies. So many things can affect markets, like economic growth, inflation, interest rates, commodity prices, and politics. Let us guide you through this maze. For example, we'll let you know what the major central bankers are thinking, and how their actions will affect your investments. If the issues covered are technical, we'll make sure that you can understand. Readers have commented on how good it is to have information that is easy to read, and straightforward to understand.

Fear And Greed Rule The Markets - Don't Let Them Rule You

Don't you want to know what funds to sell, as well as which ones to buy? It is important! Page three of the Minerva Report shows recommended portfolios. We don't expect you to follow these slavishly. You can use them as a guide. You might have your own favourite funds in a sector. You may already have a portfolio that you don't want to change. What you can access from the portfolios is reasons why funds should be bought or sold. If our fundamental or cyclical analysis suggests markets are heading down, we will raise cash in the portfolio.

In the Psychinvest section you will read to what levels we expect the market to rise or fall. Using our cyclical indicators, we will tell you when we expect the market changes to occur. The psychology of markets changes. You have bull markets, big and small, associated with greed, and bear markets associated with fear. If you allow these emotions to control your thinking you can do great damage to your wealth. How many investors buy into a market because it has gone up. So many people buy markets when they should be selling. Likewise how many give up on markets when everything is doom and gloom? Answer: too many. Obviously not all markets that have fallen will automatically rise. They could fall further. We won't pull our punches we'll tell you how we see it.

Fund Managers Come And Go - You Need To Know

The collective investment (Unit trusts, Open Ended Investment Companies (OEICs), Investment trusts, Offshore funds and Life funds) industry is ever changing. Page four of the Minerva Report keeps you in touch with what's going on. When a fund manager leaves you will be told what the implications are. Should you should sell or hold? We'll tell you what we think. You'll read what fund managers really think. Not just what marketing and compliance departments of fund management companies want you to know. Some fund managers are much better than others. Some have an amazing ability to see how events will unfold and how it will affect their market. These are the fund managers we interview on your behalf. You will be able to read through their insights as they are laid out before you.

Giving You The Knowledge To Invest With Confidence

Our aim is to give our readers, our select group of investors to which you may be joining, all the information you need to make intelligent investment decisions. We'll tell you about markets, and economics. Which way we think interest rates will go and inflation will head. How that will affect your different investments. Which fund managers are leaving, and where they are going. We'll tell you if we think you should sell that fund now they're leaving, or whether you should hold on because their departure may even be beneficial. We also try and keep what we say understandable, not full of jargon. You can read some of our readers' comments to confirm this.

A Rating System For Consistency

Each month, Minerva Report readers get a two page insert showing the top and bottom rated funds. (You can get all the ratings if you want to see where your funds are rated.) Minerva Ratings are a measure of consistency of performance. Any fund that has been going for more than five years are included in the ratings. We're not interested in funds that shoot into the sky and, like the firework rocket, promptly fall back to earth. The ratings are trying to find the fund managers that perform consistently well. You'll also see those that do consistently badly, and which should therefore be avoided.

The Markets

The New Minerva Report is written by Minerva Fund Managers. They manage portfolios of funds for clients of Financial Advisers. Minerva Fund Managers are not journalists. They are, as the name suggests, fund managers. The investment director at Minerva, who is editor of the New Minerva Report, has been in the investment industry since 1972. He's seen a few bull and bear markets in his time. One of his colleagues once said he is a permanent bear, a bit unkind! But it does reflect his natural tendency to caution. This is reflected in the newsletter. It doesn't bang a fist on the desk and say, "Buy, Buy, Buy". It takes an objective view and lays out the facts and draws logical, not emotional, conclusions from which you can benefit. If you think you are the type of investor that could benefit from our insights, you can go to the Purchase Products button on the home page, or click on this link.

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